Who it’s for
Built for principal operators running their own cross-border business.
SUPA may fit if you buy, sell or deliver services on your own account, have regular cross-border payments, and lose real money when payments are delayed, accounts are reviewed or currency moves against you.
Qualifying profile
Is SUPA for you?
SUPA is designed for principal operators with the following profile. If you recognise yourself in three or four of these points, please apply.
One to fifteen people, often founder-led.
Approximately USD 250,000 to USD 3 million of own-account cross-border flow each year.
Regular international payments, not occasional one-off transfers.
One core international activity — trade, sourcing, project delivery or cross-border services.
You operate on your own account: buying, selling or delivering as principal.
A 1–3 day payment delay or a 2–4% foreign-exchange loss costs you real money.
You operate today through a patchwork of banks, multi-currency apps, spreadsheets and manual reports.
Three principal-operator profiles
Three principal-operator profiles fit naturally.
Principal trade operators
Sourcing companies, equipment importers, niche industrial distributors. You buy in China, Turkey, Vietnam or India and sell into Europe, the Gulf, the United Kingdom, Canada or Australia. Eight to forty deals a year at USD 50,000 to USD 500,000 each.
Suppliers will not release goods until prepayment clears. Bank transfers take days. Foreign exchange erodes margin on every leg. Customers want clean documentation showing where their money went.
A managed business with multi-currency accounts, native settlement on emerging-market corridors, card acceptance for inbound customer payments, supplier payouts on local rails and signed records of every transaction.
Project principal contractors
Hospitality fit-out operators, restaurant turnkey contractors, exhibition stand builders, event production agencies, equipment installers, interior procurement principals. You sign full-scope contracts as principal and procure from suppliers and subcontractors in three or four countries.
Client deposits, supplier prepayments and subcontractor expenses cross multiple currencies. Foreign-exchange surprises eat margin. Auditors and clients demand clean records. Project funds and operating funds get mixed in one bank account.
A managed business with card acceptance for client deposits, payment cards for the project team, multi-currency supplier payments, transparent transaction history and signed end-of-project reports.
Cross-border service principals
Relocation boutiques, immigration consultants, education placement firms, corporate mobility specialists. You sell a packaged service at a fixed price and engage providers — lawyers, schools, insurers, housing partners — as principal.
Five to ten provider payments per case across multiple countries. Visa, school and housing deadlines are unforgiving. Existing tools provide a transaction log, not a case-level view. Compliance reviews are unpredictable.
A managed business that holds your case revenue and provider payments in one workspace, with currency coverage, deadline-sensitive provider payouts and clean per-case reporting.
Non-targets
Who SUPA is not for.
SUPA is deliberately narrow. The following businesses are explicit non-targets, and the application process is built to disqualify them politely on the way in.
- Pure intermediaries who collect money from one party and forward it to another after deducting a commission.
- Marketplaces with seller payouts. (Multi-tenant payment platforms require dedicated licensing.)
- Escrow service providers and remittance businesses.
- Heavy-crypto operators — over-the-counter desks, custody services, mixers.
- Local micro-businesses without cross-border activity (gardeners, plumbers, cafés).
- Online schools and edtech platforms — speed of payment is not a felt pain.
- Family offices, venture-capital funds and large investment holdings — different infrastructure entirely.
- Businesses requiring API-first integration with their own systems. SUPA is portal-based for clients today.